Welcome to the post-meltdown insurance market, where guarantees are golden—and priced accordingly; where volatility is a four-letter word for investors and insurers alike; where de-risking has become an imperative for many insurance companies; where investors value downside risk protection as much or more than upside potential; where insurers are tossing aside old pricing models and embracing new, more flexible schemes.

Needless to say, keeping up with the latest supply-side developments with annuities is a major undertaking. To help you stay a step ahead, here’s a look at some of the products and features that have insurance industry observers buzzing.

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