Founder/C.E.O
About Stephani Lucas
Moving insurance from product to integrated strategy.
Stephani Lucas is the Founder of The Annuity Consultants, working alongside RIAs and advisors to bring greater clarity, structure, and alignment to how insurance is integrated within modern financial planning.
Her work is rooted in a simple observation: insurance has long been treated as a transaction rather than part of a cohesive strategy — creating fragmentation in both portfolios and trust.
Stephani partners with advisors who are building more intentional practices, where relationships come first and every element of a client’s financial life is considered in context. Within that framework, insurance is positioned not as a product, but as a tool to support stability and long-term planning.
Known for her calm and precise approach, she brings structure to an area that often feels complex or disconnected — strengthening the overall strategy without disrupting the advisor’s role.
The result is a more seamless, aligned experience for both advisors and their clients.
Stephani works with a select group of advisors who value discretion, clarity, and long-term partnership.
Stephani Lucas
C.E.O
Who She Works With
Stephani partners with RIAs and advisors who:
- prioritize relationships over transactions
- value a cohesive, client-centered approach
- seek to integrate insurance without disrupting trust
- are building practices designed for longevity