Strategic Integration Begins With Trust.
About Stephani Lucas
Moving insurance from product to integrated strategy.
Stephani Lucas is the Founder of The Annuity Consultants, partnering with RIAs and advisors to bring greater clarity, structure, and alignment to how insurance is integrated within modern financial planning.
Since entering the industry more than 25 years ago and founding The Annuity Consultants in 2010, she has worked alongside advisors seeking a more thoughtful and integrated approach to insurance strategy — one centered on trust, continuity, and long-term relationship stewardship.
Her work is rooted in a simple belief: insurance should support the broader strategy — not compete with it.
Stephani partners with advisors who value thoughtful planning, cohesive client experiences, and intentional growth. Within that framework, insurance becomes part of a larger vision for stability, continuity, and long-term alignment.
Known for her calm and precise approach, she helps bring structure to an area that often feels fragmented or disconnected — strengthening the overall strategy while preserving the integrity of the advisor relationship.
The result is a more seamless experience for both advisors and their clients: one that feels intentional, integrated, and built for longevity.
Stephani works with a select group of advisors who value discretion, clarity, and long-term partnership.
Stephani Lucas
Founder
Who She Works With
Stephani partners with RIAs and advisors who:
- prioritize relationships over transactions
- value a cohesive, client-centered approach
- seek to integrate insurance without disrupting trust
- are building practices designed for longevity